Commercial Coverage Built for Your Business
Every policy we place is tailored to your operations, your exposures, and your growth trajectory — not pulled from a template.
A Complete Risk Program, Not Just a Policy
Jurist Insurance Brokers works with New Jersey's mid-to-large commercial businesses to design comprehensive insurance programs. We access top-rated national and specialty carriers to ensure you have the right coverage at the right price — and we stand behind every placement with dedicated claims advocacy.
The foundation of every commercial risk program.
General Liability insurance protects your business from third-party claims of bodily injury, property damage, and personal and advertising injury. Whether a client slips on your premises or claims your product caused damage, GL coverage responds to defend and indemnify your business.
Coverage Highlights
- Bodily injury and property damage liability
- Products and completed operations coverage
- Personal and advertising injury protection
- Medical payments to third parties
- Contractual liability coverage
Protect the physical assets that power your business.
Commercial Property insurance covers your buildings, equipment, inventory, furniture, and other physical assets against loss from fire, theft, vandalism, weather events, and other covered perils. We structure property programs that reflect the true replacement value of your assets.
Coverage Highlights
- Building and structure coverage
- Business personal property and inventory
- Business income and extra expense
- Equipment breakdown coverage
- Flood and earthquake endorsements available
Protect your people. Protect your business.
Workers' Compensation is mandatory for most New Jersey employers. It covers medical expenses and lost wages for employees injured on the job, while shielding your business from direct liability. We help you manage your experience modification rate and implement safety programs to control long-term costs.
Coverage Highlights
- Medical expense coverage for workplace injuries
- Lost wage replacement for injured employees
- Employer's liability protection
- Experience modification rate management
- Return-to-work program support
Errors & Omissions coverage for service-based businesses.
Professional Liability (E&O) insurance protects businesses that provide professional services or advice from claims of negligence, errors, or failure to deliver promised results. Even the most diligent professionals face allegations — this coverage ensures a claim doesn't become a financial catastrophe.
Coverage Highlights
- Defense costs for covered claims
- Negligence and errors coverage
- Failure to perform allegations
- Prior acts coverage available
- Tailored for consultants, advisors, and service firms
Coverage for every vehicle your business depends on.
Commercial Auto insurance covers vehicles owned, leased, or used by your business — from a single company car to an entire fleet. We structure programs that address liability, physical damage, and hired/non-owned auto exposures, keeping your operations moving without interruption.
Coverage Highlights
- Liability for bodily injury and property damage
- Collision and comprehensive physical damage
- Hired and non-owned auto liability
- Fleet programs for 5+ vehicles
- Uninsured/underinsured motorist coverage
An extra layer of protection above your primary limits.
Commercial Umbrella and Excess Liability policies provide additional limits above your underlying General Liability, Commercial Auto, and Employers Liability policies. For mid-to-large businesses with significant assets or contractual requirements, umbrella coverage is an essential component of a sound risk program.
Coverage Highlights
- Excess limits above primary policies
- Broad coverage following form
- Drop-down coverage for exhausted underlying limits
- Available in $1M to $25M+ increments
- Required by many commercial contracts and leases
Ready to Review Your Coverage?
Our senior brokers will conduct a comprehensive analysis of your current program and identify gaps, overlaps, and opportunities.